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Calculator Rates

Make saving simple. Link this account to your Kasasa® checking and watch your savings grow effortlessly.

Key Features

  • High Interest
  • Automatic Savings
  • No Monthly Service Fee
  • Free Digital Banking
  • Account that builds your savings automatically
  • Links to Kasasa Cash® or Kasasa Cash Back® checking
  • Monthly transfers of Kasasa Cash or Kasasa Cash Back earnings
  • Higher interest on balances up to $50,000 if qualifications are met per *qualification cycle
  • Higher interest on balances over $50,000 depending on balance in account* if qualifications are met per qualification cycle
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free digital banking, including:
    • Online banking
    • Mobile banking
    • eStatements
  • $100 minimum deposit to open
  • Open online in minutes
    • $300 maximum opening deposit if opened online

It’s So Easy to Earn the Higher Rate

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver® rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH automatic payment transaction post and settle
  • At least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry! You’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

*APY=Annual Percentage Yield. APYs accurate as of 08/02/2024. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $9.99 per transaction and credited to account on the last day of monthly statement cycle; (2) higher interest on balances up to $15,000.99; and (3) higher interest on balances $15,001 on the portion of the balance over $15,000.99 depending on the balance.  Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $50,000.99 in Kasasa Saver receive a higher rate of interest; and (2) balances over $50,000.99 in Kasasa Saver receive a higher rate of interest on portion of balance over $50,000.99. Transfers between accounts do not count as qualifying transactions. Limited to one Kasasa Checking and one Kasasa Saver account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $10.00 or higher. Minimum to open Kasasa Cash Back and Kasasa Saver is $100 each. If qualifications are met during a monthly qualification cycle on your Kasasa Cash Back Account: (1) Receive 3.00% cash back on debit card purchases net of returns up to $300 that post and settle during each monthly qualification cycle up to $9.00 per qualification cycle; (2) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $9.99 per transaction; (3) Cash Back and ATM reimbursements will be credited to account on the last day of monthly statement cycle if qualifications are met. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. ATM transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards from Kasasa Cash Back and ATM fee reimbursements are automatically transferred to Kasasa Saver at the beginning of the following statement cycle if Kasasa Saver is open. Transfers between accounts do not count as qualifying transactions. Limited to one Kasasa checking and one Kasasa Saver account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $10.00 or higher.